Does Walmart Cash Handwritten Checks In 2022? (Guide)
While handwritten checks are more straightforward than electronically-written ones, institutions don’t accept them as they can take too much time to process.
Does Walmart Cash Handwritten Checks In 2021?
Walmart does cash handwritten checks that have been signed by hand at most store locations as of 2022. Walmart will not cash checks if the check hasn’t been printed.
Why Do Some Walmart Not Cash Handwritten Checks?
Walmart does not cash handwritten checks (even from business accounts) because these have a higher risk of being stolen or there being insufficient funds in the account.
Walmart is therefore at risk of significant financial losses. Therefore, it simply avoids taking any of this risk and has put in place a policy to only accept pre-printed (electronically printed) checks.
Handwritten checks are not accepted in all Walmart locations. This can be due to the fact that states and areas may differ.
You can check the Walmart store locator to make sure you are certain before heading to Walmart.
Where Else Can You Cash Handwritten Checks?
Even though Walmart does not accept handwritten checks at some locations, many banks, credit unions, check cashing stores, and even retail chains provide check-cashing services.
You can cash any handwritten checks that you receive from a bank or transfer the funds to an existing account by going to the branch.
Alternativ, you can visit the bank that issued the check to cash it.
This is a complete list of banks, credit unions, and other institutions that accept handwritten checks.
The following locations are available for handwritten checks:
You should contact the banks or credit unions before you go to any store. Ask them questions about how handwritten checks are cashable and their fees.
How Are Handwritten Checks Cashed?
To cash a handwritten check, you should visit any of the stores, banks, or credit unions listed above with a valid government-issued photo ID.
After your identity is verified, the institution will accept the handwritten check in the same way it would accept a preprinted one.
Is there a fee to cash handwritten checks?
Most banks charge $10 or less to cash handwritten checks.
A percentage may also be charged by some banks on the total amount of check, which can range from 1% to 3%.
Check-cashing stores will also charge a per-check fee along with a percentage of the total amount. They are usually more costly than credit unions and banks.
For more information, you can also see Walmart’s policy on cashing Comdata checks, third-party checks, personal checks, and foreign checks.
.Does Walmart Cash Handwritten Checks In 2022? (Guide)